Sophie Sierra, a well-known figure from the 90 Day Fiancé franchise, has consistently struggled with taking accountability—not just in her relationships but in many aspects of her life.
Recently, she took to Instagram to criticize Chase Bank for closing her business account and freezing her funds, claiming she had done nothing wrong. However, banks do not take such drastic measures without reason. Financial institutions have strict policies in place to detect suspicious activity, including unusual transaction patterns, large deposits or withdrawals, and transactions from unknown sources. They may also freeze accounts due to legal obligations, unpaid debts, non-compliance with bank terms, inactivity, or suspected fraud. Despite these well-known banking practices, Sophie framed herself as a victim, refusing to acknowledge that her financial dealings may have raised red flags.
Sophie’s financial situation has long been a topic of speculation. Unlike traditional professionals, she earns most of her income online through platforms like only fans and other questionable activities involving men sending her money for her "services." Given the nature of her earnings, it is possible that her transactions triggered the bank’s fraud detection systems, leading to the closure of her account. Banks are particularly cautious about money laundering and tax evasion, and any irregularities can result in immediate action. Instead of addressing the potential reasons behind the bank’s decision, Sophie chose to lash out publicly, portraying herself as an innocent party. Her refusal to acknowledge the possibility of wrongdoing only fuels the suspicion that she is not telling the full story.
This pattern of avoiding responsibility is not new for Sophie. Whether in her relationships or financial dealings, she often shifts blame rather than reflecting on her own actions. Her reaction to Chase Bank’s decision mirrors her past behavior—deflecting criticism and refusing to consider that her own choices may have led to the consequences she faces. While fans continue to speculate about the real reasons behind her Bank account closure, one thing is clear: Sophie’s unwillingness to take accountability remains a defining trait. Whether she will eventually address the truth or continue to play the victim is yet to be seen, but her latest controversy only reinforces the perception that she struggles to own up to her actions.